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See how your monthly investments can grow over time with the power of compounding. Plan your financial goals today.
* Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns. Calculator results are for estimation purposes only and do not constitute investment advice.
SIP returns are calculated using the formula: FV = P × [(1+i)ⁿ − 1] / i × (1+i), where P is the monthly investment amount, i is the monthly rate of return, and n is the number of installments. Our calculator applies this instantly to project your future corpus.
Historically, equity mutual funds in India have delivered 10%–15% annualised returns over the long term (10+ years), though returns are never guaranteed and depend on market performance. Use a conservative estimate (10–12%) for realistic planning.
SIP works well for salaried investors as it builds discipline and benefits from rupee-cost averaging (buying more units when prices are low). Lump sum can generate higher returns if invested at a market low, but carries more timing risk. Many investors use both — SIP for regular savings, lump sum for windfalls like bonuses.
Yes, most mutual funds and platforms allow a "step-up SIP" where you increase your monthly contribution annually, typically in line with salary increments. This significantly boosts your final corpus compared to a flat SIP.
Yes, PaisePe's SIP calculator is completely free with no login required. Use it as many times as you like to plan different investment scenarios.
