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Registered Office: SMARTPAISEPE PRIVATE LIMITED, Ballabgarh, Faridabad, Haryana – 121004, India · CIN: U66190HR2026PTC146784
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Last updated: 1 June 2026

  1. Home
  2. ›Disclaimer

⚠️ Important: PaisePe is a financial product comparison platform, NOT a bank, lender, or financial advisor. Information on this website is for general informational purposes only and does not constitute financial advice.

1. General Disclaimer

SMARTPAISEPE PRIVATE LIMITED ("PaisePe") operates www.paisepe.com as an online financial products marketplace. The information, tools, and content on this website are provided for general informational and educational purposes only. Nothing on this platform should be construed as financial, investment, tax, or legal advice.

2. Not a Financial Advisor

PaisePe is not a Registered Investment Advisor (RIA) under SEBI, nor a financial planning service. Our loan eligibility checks, credit score assessments, and product recommendations are automated comparisons based on data you provide. We strongly recommend consulting a qualified financial advisor before making significant financial decisions.

3. Interest Rates & Loan Terms

All interest rates, EMI amounts, processing fees, loan tenures, and other financial figures displayed on PaisePe are indicative only. They are sourced from lenders at a point in time and may change without notice. Actual rates offered to you by lenders may differ based on your credit profile, income, existing liabilities, and lender policies at the time of application. PaisePe does not guarantee any specific rate or loan approval.

4. Credit Score Information

CIBIL scores and credit reports displayed on PaisePe are fetched from credit bureaus (TransUnion CIBIL, Experian, etc.) and are provided as-is. PaisePe is not responsible for errors in credit bureau data. If you believe your credit report is incorrect, you must raise a dispute directly with the relevant credit bureau. A free soft-pull check through PaisePe does not affect your score; however, hard inquiries made by lenders during application processing may impact your score.

5. No Guarantee of Loan Approval

Displaying your eligibility for a loan, credit card, or insurance product does NOT guarantee approval. All applications are subject to the lender's or insurer's own credit assessment, underwriting policies, and discretion. PaisePe has no control over or responsibility for approval or rejection decisions made by third-party financial institutions.

6. Calculator Results

Financial calculators (EMI, SIP, FD, RD, PPF, CAGR, Lump Sum) are tools for estimation only. Results are based on the inputs you provide and standard mathematical formulae. Actual returns on investments, EMI amounts, and maturity values may differ due to: changes in interest rates, market conditions (for market-linked instruments), additional charges, taxes, and fees, and variations in lender or institution policies. Mutual fund and SIP returns are subject to market risk. Past performance is not indicative of future results.

7. Insurance Products

Insurance products displayed are from licensed insurance companies. Policy terms, premium amounts, coverage, exclusions, and claim settlement ratios are subject to change. Please read the policy document and Key Feature Document (KFD) carefully before purchasing any insurance product. PaisePe is not liable for claim rejections or disputes with insurance companies.

8. Third-Party Content

Our website may contain links to third-party websites, lender portals, government sites, and external resources. PaisePe does not endorse, control, or take responsibility for the accuracy, completeness, or reliability of content on third-party websites. Visiting third-party links is at your own risk.

9. Blog & Educational Content

Articles, guides, and tips published on the PaisePe blog are for educational purposes only. They reflect general information available at the time of writing and may not be current. This content does not constitute personalized financial advice. Please verify information with official sources (RBI, SEBI, IRDAI, Income Tax Department) before acting on it.

10. Regulatory Compliance

SMARTPAISEPE PRIVATE LIMITED (CIN: U66190HR2026PTC146784) operates in compliance with applicable Indian laws and regulations including the Reserve Bank of India (RBI) guidelines for digital lending platforms, Insurance Regulatory and Development Authority of India (IRDAI) regulations, Securities and Exchange Board of India (SEBI) guidelines where applicable, Information Technology Act 2000 and amendments, and the Digital Personal Data Protection Act 2023. Regulatory frameworks may change and PaisePe continuously works to maintain compliance.

11. Limitation of Liability

To the fullest extent permitted by applicable law, PaisePe, its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from: reliance on information or tools on this website, decisions made based on comparison results or calculator outputs, inability to access the platform due to technical issues, and actions of third-party lenders, insurers, or service providers.

12. Changes to This Disclaimer

PaisePe reserves the right to update or modify this Disclaimer at any time without prior notice. The "Last Updated" date indicates when revisions were made. Continued use of the platform constitutes acceptance of the current Disclaimer.

Questions? If you have questions about this Disclaimer, please contact us at legal@paisepe.com or call +91 9911780700. This Disclaimer is governed by the laws of India and subject to the exclusive jurisdiction of courts in Faridabad, Haryana, India.