50+ Lenders
Compare offers from 50+ lenders. Free eligibility check. No impact on your CIBIL score.
Prefer to apply offline? Download and submit the printed form at your nearest branch.
Most banks require a CIBIL score of 700+ for the best interest rates. A score of 650–699 may still get approved by NBFCs and digital lenders at slightly higher rates. Below 650 is considered risky by most lenders. Check your free CIBIL score on PaisePe before applying.
Eligibility check takes under 2 minutes. Personal loans can be approved in 4–24 hours and disbursed within 24–48 hours for pre-approved profiles, subject to document verification and lender policy. Home and business loans take 3–7 working days for sanction.
No. PaisePe uses a soft inquiry to check your eligibility and show you offers — this never affects your CIBIL score. A hard inquiry only happens when you submit a final application to a specific lender.
Typically: PAN card, Aadhaar card, 3 months' salary slips (for salaried) or ITR/business proof (for self-employed), and 6 months' bank statements. PaisePe's digital process accepts these as uploads — no physical paperwork needed.
No. PaisePe is a financial comparison and advisory platform. We do not lend money directly — all loans are issued by our 50+ RBI-registered bank and NBFC partners. We help you compare and choose the best offer for your profile.
